← Back to Home

Terms of Use

Last updated: March 9, 2026

1. Acceptance of Terms

By downloading, installing, accessing, or using the pact0 mobile application (the "App") and website at pact0.app (the "Website"), collectively the "Service," you agree to be bound by these Terms of Use ("Terms"). If you do not agree to these Terms, do not use the Service.

These Terms constitute a legally binding agreement between you and pact0 ("we," "our," or "us"). We may update these Terms from time to time. Continued use of the Service after changes are posted constitutes your acceptance of the revised Terms.

2. Eligibility

You must be at least 13 years of age (or the minimum age of digital consent in your jurisdiction) to use the Service. If you are under 18, you represent that you have your parent or guardian's permission to use the Service. By using the Service, you represent and warrant that you meet these eligibility requirements.

3. Account Registration

To access certain features of the Service, you may need to create an account. You agree to:

  • Provide accurate, current, and complete information during registration
  • Maintain and update your account information to keep it accurate
  • Keep your password secure and confidential
  • Accept responsibility for all activities that occur under your account
  • Notify us immediately of any unauthorized use of your account

We reserve the right to suspend or terminate your account if any information provided is found to be inaccurate, misleading, or in violation of these Terms.

4. Use of the Service

pact0 grants you a limited, non-exclusive, non-transferable, revocable license to use the Service for your personal, non-commercial purposes, subject to these Terms.

4.1 Permitted Use

You may use the Service to track habits, log moods and journal entries, view analytics and insights, and manage your personal productivity and well-being goals.

4.2 Prohibited Use

You agree not to:

  • Use the Service for any unlawful, harmful, or fraudulent purpose
  • Reverse engineer, decompile, disassemble, or attempt to derive the source code of the App
  • Modify, adapt, translate, or create derivative works based on the Service
  • Remove, alter, or obscure any copyright, trademark, or other proprietary notices
  • Use automated systems, bots, or scrapers to access the Service
  • Interfere with or disrupt the integrity or performance of the Service or its servers
  • Attempt to gain unauthorized access to the Service, other user accounts, or related systems
  • Use the Service to transmit viruses, malware, or other harmful code
  • Impersonate any person or entity or misrepresent your affiliation with any person or entity

5. User Content

You retain ownership of all content you create within the Service, including habit data, journal entries, mood logs, and any other information you input ("User Content"). By using the Service, you grant us a limited, non-exclusive license to process your User Content solely to provide and improve the Service.

You are solely responsible for your User Content. You represent that you have all necessary rights to the content you submit and that your content does not violate any third-party rights or applicable laws.

6. AI-Powered Features

The Service includes AI-powered features such as smart coaching, resilience scoring, and habit insights. These features are provided for informational and motivational purposes only.

  • AI-generated content is not a substitute for professional medical, psychological, or therapeutic advice
  • We do not guarantee the accuracy, completeness, or reliability of AI-generated insights or recommendations
  • You should consult qualified professionals for any health, mental health, or wellness concerns
  • You may disable AI-powered features at any time through the App settings

7. Subscriptions and Payments

Certain features of the Service may require a paid subscription. If you purchase a subscription:

  • Payment will be charged to your Apple ID or Google Play account upon confirmation of purchase
  • Subscriptions automatically renew unless auto-renewal is turned off at least 24 hours before the end of the current billing period
  • Your account will be charged for renewal within 24 hours prior to the end of the current period at the applicable subscription rate
  • You can manage and cancel subscriptions through your device's app store settings
  • Any unused portion of a free trial period will be forfeited upon purchasing a subscription

Prices are subject to change. We will notify you of any price changes in advance, and your continued use of the Service after the price change takes effect constitutes your agreement to the new price.

8. Refunds

Refund requests are handled by the Apple App Store or Google Play Store in accordance with their respective refund policies. We do not process refunds directly. Please contact the relevant app store for refund inquiries.

9. Intellectual Property

The Service, including its design, features, content, graphics, logos, icons, and underlying technology, is owned by pact0 and is protected by copyright, trademark, and other intellectual property laws. All rights not expressly granted in these Terms are reserved by pact0.

The pact0 name, logo, and all related names, logos, product and service names, designs, and slogans are trademarks of pact0. You may not use such marks without our prior written permission.

10. Disclaimer of Warranties

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, AND ACCURACY.

We do not warrant that the Service will be uninterrupted, error-free, secure, or free of viruses or other harmful components. We do not warrant that the results obtained from use of the Service will be accurate or reliable.

11. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, PACT0 AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AND AFFILIATES SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, ARISING OUT OF OR IN CONNECTION WITH:

  • Your use of or inability to use the Service
  • Any unauthorized access to or alteration of your data or transmissions
  • Any third-party content or conduct on the Service
  • Any content obtained from the Service

IN NO EVENT SHALL OUR TOTAL LIABILITY EXCEED THE AMOUNT YOU HAVE PAID TO US IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM, OR ONE HUNDRED DOLLARS ($100), WHICHEVER IS GREATER.

12. Indemnification

You agree to indemnify, defend, and hold harmless pact0 and its officers, directors, employees, agents, and affiliates from and against any claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising out of or related to your use of the Service, your violation of these Terms, or your violation of any rights of a third party.

13. Termination

We may suspend or terminate your access to the Service at any time, with or without cause, and with or without notice. Upon termination:

  • Your right to use the Service will immediately cease
  • We may delete your account and User Content in accordance with our Privacy Policy
  • Provisions of these Terms that by their nature should survive termination will remain in effect, including ownership provisions, warranty disclaimers, indemnification, and limitations of liability

You may terminate your account at any time by deleting your account through the App settings or by contacting us at support@pact0.app.

14. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which pact0 is established, without regard to its conflict of law provisions.

Any disputes arising out of or relating to these Terms or the Service shall first be attempted to be resolved through good-faith negotiation. If the dispute cannot be resolved through negotiation within 30 days, either party may pursue resolution through binding arbitration or the courts of the applicable jurisdiction.

15. Severability

If any provision of these Terms is found to be unenforceable or invalid by a court of competent jurisdiction, that provision will be enforced to the maximum extent permissible, and the remaining provisions will remain in full force and effect.

16. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and pact0 regarding your use of the Service and supersede all prior agreements, representations, and understandings.

17. Contact Us

If you have any questions about these Terms, please contact us at:

pact0

Email: support@pact0.app

Website: pact0.app